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Colleges & Universities

End-to-end service . . . and beyond


College Debt Services (CDS) reaches students at enrollment and sticks by them after school. We don’t believe there is an “end” to the need for accurate loan data and timely counseling services from the U.S. Department of education.

College Debt Services has partnered with The White House and The U.S Department of Education’s, Student Debt Challenge program. This initiative is designed to eliminate borrowers from entering into default, through illuminating Income Driven repayment plans.


CDS is designed to provide industry eligibility for the 10 year Loan Forgiveness program. One of the requirements states that loan borrowers must be enrolled into one of the four Income Driven repayment plans.


Alumni Association members and graduates that are actively paying back federal direct student loans, qualifies for our FREE services. Our goal is to offer Scholarships and to add additional value to your Alumni Association benefits:




•    Increase retention levels of your active members.

•    Increase Scholarship opportunities.

•    Increase Alumni participation.

•    Decrease cohort default rates.


Alumni Members


•    Save 10 to 15 years on student loan repayment length.

•    $0 monthly payments based on your current income.

•    Loan forgiven amount is income tax free.

•    Increase community involvement.

•    Increase credit scores.

•    Decrease monthly payments.

The Core Business of College Debt Services

We help graduates avoid default by contextualizing data at the cohort level and then reach out to individuals with targeted programs approved by the U.S. Department of Education. While school learning may cease, the relationship between student, school, and loans must continue.


We use multiple channels to fit each student’s preference. Our system helps students fully understand the process, potential impacts, and their rights and responsibilities. Our tools and information provide students with the best options to reduce the total cost of loan repayment, helping them benefit in the long run.

We believe in more than just informing students of their financial status. Our services begin with:


Financial literacy - Educate borrowers about federal student loan forgiveness programs.

Identify - The best program that fits borrowers financial and professional lifestyles.

Enrollment - General application that we will shop around to our network of charities.

Placement – Within an eligible organization that will qualify them for loan forgiveness.


Our Support System


FedLoan Services is the only organization approved by the U.S. Department of Education to service these loans and is dedicated to supporting borrowers with the Loan Application and choosing an income driven repayment plan process.


In addition with your relationship to College Debt Services, you will have access to every network that we use. We are the only company that can guarantee qualification for the public service loan forgiveness program through FedLoan Services.


FedLoan Services is a national leader in providing quality customer service to millions of student loan borrowers through its hands on approach by walking you through the entire process with experienced customer service representatives.


For more information:

PSLF Department: 1- 800-699-2908

Monday through Friday 8:00 AM to 9:00 PM (ET)


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